Top Homeowners Insurance Companies

Top Companies

  • Shelter HomeownersInsurance
    Shelter
    Rating
    3.8
    • Many endorsement choices
    • Multiple discounts offered
    • An A (Excellent) financial strength rating from AM Best
    • Many endorsement choices
    • Multiple discounts offered
    • An A (Excellent) financial strength rating from AM Best
    $3661
    / year
    Get a Quote
  • Farm Bureau HomeownersInsurance
    Farm Bureau
    Rating
    4.0
    • Option to combine homeowners and auto policies at most locations
    • Multiple discounts offered to reduce your premium
    • Coverage choices can be customized for your state's specific risks
    • Option to combine homeowners and auto policies at most locations
    • Multiple discounts offered to reduce your premium
    • Coverage choices can be customized for your state's specific risks
    $4187
    / year
    Get a Quote
  • Nationwide HomeownersInsurance
    Nationwide
    Rating
    4.2
    • Many policy recommendations
    • Multiple discount options
    • Local representatives on hand
    • Many policy recommendations
    • Multiple discount options
    • Local representatives on hand
    $2031
    / year
    Get a Quote
  • Travelers HomeownersInsurance
    Travelers
    Rating
    4.0
    • Multiple endorsements offered
    • Provides a green home discount
    • Includes a free home history tool named OpenHouse for buyers
    • Multiple endorsements offered
    • Provides a green home discount
    • Includes a free home history tool named OpenHouse for buyers
    $2787
    / year
    Get a Quote
  • PURE HomeownersInsurance
    PURE
    Rating
    4.1
    • Policies are designed for high-value homes
    • Policies offer numerous standard coverages that other carriers often list as optional
    • Member Advocacy services can assist in preventing or reducing damage and aid recovery after a claim
    • Policies are designed for high-value homes
    • Policies offer numerous standard coverages that other carriers often list as optional
    • Member Advocacy services can assist in preventing or reducing damage and aid recovery after a claim
    $4114
    / year
    Get a Quote
  • Auto-Owners HomeownersInsurance
    Auto-Owners
    Rating
    4.3
    • Wide range of coverage plans and discount choices
    • Exceptionally low NAIC Complaint Index
    • Local agents ready to assist in selecting the right coverage
    • Wide range of coverage plans and discount choices
    • Exceptionally low NAIC Complaint Index
    • Local agents ready to assist in selecting the right coverage
    $2199
    / year
    Get a Quote
  • NJM HomeownersInsurance
    NJM
    Rating
    4.5
    • Strong endorsement choices
    • Typical premiums markedly below the national average
    • Fewer-than-average homeowners insurance complaints filed with the NAIC
    • Strong endorsement choices
    • Typical premiums markedly below the national average
    • Fewer-than-average homeowners insurance complaints filed with the NAIC
    $806
    / year
    Get a Quote
  • Cincinnati HomeownersInsurance
    Cincinnati
    Rating
    4.1
    • Customized protection for luxury properties
    • Various add-ons offered
    • Marketed by independent local agents
    • Customized protection for luxury properties
    • Various add-ons offered
    • Marketed by independent local agents
    $1729
    / year
    Get a Quote
  • AAA HomeownersInsurance
    AAA
    Rating
    4.0
    • Regional clubs can customize coverage options to suit homeowners in different areas
    • Members may receive extra AAA benefits
    • Local agents are available
    • Regional clubs can customize coverage options to suit homeowners in different areas
    • Members may receive extra AAA benefits
    • Local agents are available
    $1949
    / year
    Get a Quote
  • AARP HomeownersInsurance
    AARP
    Rating
    3.0
    • Provides multiple optional coverages
    • Accessible in 49 states plus Washington, D.C.
    • Provides five discounts for homeowners insurance
    • Provides multiple optional coverages
    • Accessible in 49 states plus Washington, D.C.
    • Provides five discounts for homeowners insurance
    $1320
    / year
    Get a Quote
  • Acceptance HomeownersInsurance
    Acceptance
    Rating
    4.1
    • This insurer can insure homeowners in higher-risk situations
    • Provides a typical selection of homeowners insurance plans
    • User-friendly online tools for managing policies and submitting claims
    • This insurer can insure homeowners in higher-risk situations
    • Provides a typical selection of homeowners insurance plans
    • User-friendly online tools for managing policies and submitting claims
    $1820
    / year
    Get a Quote
  • Adrianas HomeownersInsurance
    Adrianas
    Rating
    3.1
    • Provides multiple coverage options for homeowners and renters across various dwelling types
    • Agency model can simplify comparing quotes from numerous carriers
    • Flood insurance option available
    • Provides multiple coverage options for homeowners and renters across various dwelling types
    • Agency model can simplify comparing quotes from numerous carriers
    • Flood insurance option available
    $2200
    / year
    Get a Quote

More Insurance Options

  • Renters Insurance
  • Home Warranty