Travelers | Homeowners Insurance

Travelers Homeowners Insurance
4.0
Protect your home and peace of mind with flexible coverage built for life’s unexpected moments.

Average Premium

  • $300k dwelling coverage $2787 / year
  • $750k dwelling coverage $6586 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Travelers National Average
$150K dwelling $1,648 $1,459
$300K dwelling $2,787 $2,424
$350K dwelling $3,194 $2,740
$450K dwelling $4,019 $3,374
$750K dwelling $6,586 $5,254

Pros & Cons

Pros
  • Multiple endorsements offered
  • Provides a green home discount
  • Includes a free home history tool named OpenHouse for buyers
Cons
  • Not offered across all states
  • J.D. Power customer satisfaction rating is slightly below average
  • J.D. Power claims satisfaction rating is marginally under average

Discounts

  • Green home: Homes that have earned a "green home" certification from the Leadership in Energy and Environmental Design (LEED) program may qualify for up to a 5 percent discount.
  • Homebuyer: Homeowners who purchased their home within the past 12 months may be eligible for this discount.
  • Loss-free: If you have not filed a homeowners claim during a specified period, this discount may be applied to your policy.
  • Protective devices: If your home is equipped with smoke detectors and fire alarms, an interior sprinkler system, a home security system, or smart home features, you may qualify for a discount on your Travelers home insurance.

Details

  • Customer service: 1-800-842-5075
  • Quotes: 1-866-218-5587
  • Claims: 1-800-252-4633
  • Technical assistance: 1-877-754-0481
  • Customer advocacy: 1-866-336-2077
  • Website: travelers.com
  • Mailing address: Travelers Personal Insurance PO BOX 660307 Dallas, TX 75266-0307

More Insurance Options

  • Renters Insurance
  • Home Warranty