Allstate | Homeowners Insurance

Allstate Homeowners Insurance
4.2
Protect your home and peace of mind with reliable coverage for life’s unexpected events.

Average Premium

  • $300k dwelling coverage $2723 / year
  • $750k dwelling coverage $3570 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Allstate National Average
$150K dwelling $1,667 $1,459
$300K dwelling $2,723 $2,424
$350K dwelling $3,090 $2,740
$450K dwelling $3,814 $3,374
$750K dwelling $6,041 $5,254

Pros & Cons

Pros
  • Distinct policy choices you may not find with other insurers
  • A variety of discounts designed to lower your costs
  • Around-the-clock customer support
Cons
  • Rated below the segment average for customer satisfaction in the 2024 J.D. Power U.S. Home Insurance Study
  • Some endorsements may not be offered in every state
  • Not issuing new home or condo policies in California
Renter Insurance
Also From Allstate Renters Insurance Protect your belongings and liability with affordable, flexible coverage built for tenants.
Get a Quote

Discounts

  • Home buyer discount: You may qualify for this discount if you recently bought a home or purchased a newly built property.
  • Early signing discount: You could receive up to 10 percent off your rate if you sign before your current homeowners policy expires within a week.
  • Claim-free discount: Switching to Allstate without a recent home insurance claim could reduce your premium by up to 20 percent.
  • Easy Pay Plan®: Enrolling in automatic payments for your Allstate policy is convenient and can also lower your premium by up to 5 percent.
  • Welcome & loyalty discount: Switching from your current insurer to Allstate may save you up to 10 percent initially, with additional savings at renewal.
  • Responsible payment discount: Maintaining a consistent record of on-time payments can help reduce your overall home insurance premium.

Details

  • Customer service: 1-800-726-6033
  • Bill pay: 1-800-901-1732
  • Website: allstate.com
  • Payment address: Allstate Payments, 1501 N Plano Rd, Suite 100, Richardson, TX 75081

More Insurance Options

  • Renters Insurance
  • Home Warranty