Amica | Homeowners Insurance

4.6

Comprehensive homeowners insurance that protects your home, belongings, and peace of mind.

Average Premium

All Less

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Pros

Policies can be tailored extensively
Rated higher than many rivals for overall customer and claims satisfaction, according to J.D. Power
A+ (Superior) AM Best financial strength rating

Cons

New remodeled home credit: You may be eligible for this discount if your home is newly built or has been recently remodeled.
Loyalty discount: If you’ve been insured with any carrier for at least two years — not only Amica — you may qualify for a premium discount; longer loyalty typically yields larger savings.
E-discount: Opting for paperless billing and agreeing to receive your bills and policy documents by email may make you eligible for a discount.
Home systems discounts: Amica provides discounts for homes equipped with burglar or fire alarms, sprinkler systems, temperature monitoring, or water/gas leak detection systems (documentation may be required).