Liberty Mutual | Homeowners Insurance

Liberty Mutual Homeowners Insurance
3.8
Protect your home with flexible coverage and reliable support when you need it most.

Average Premium

  • $300k dwelling coverage $1750 / year
  • $750k dwelling coverage $3450 / year

Coverage States

Rates by Dwelling Limit

Specific premium data is not available here. Insurance pricing relies on proprietary factors that vary by property, coverage, and risk. Since these details shift, figures provided are general estimates rather than individualized quotes. To obtain a price tailored to your unique situation, we recommend contacting the insurer directly or visiting their official website to receive an accurate, personalized quote today.

Pros & Cons

Pros
  • Extensive range of discount options
  • Multiple coverage choices for tailoring policies
  • Offered across all 50 states and Washington, D.C.
Cons
  • Ranked toward the lower end in J.D. Power’s 2024 U.S. Home Insurance Study
  • Provided coverage may be less comprehensive than that of other home insurers
Renter Insurance
Also From Liberty Mutual Renters Insurance Protect your belongings and liability with affordable, flexible coverage built for tenants.
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Discounts

  • New roof: You may be eligible for a discount if you install a new roof or upgrade your existing one.
  • Military: You may qualify for this discount if you are a military service member or a veteran.
  • Early quote: Obtaining a quote before your current policy expires could earn you a discount.
  • New home: If you recently purchased your home or it is newly built or renovated, you may be eligible for a premium discount.
  • Wind mitigation credit: Making your home more resistant to windstorms, such as adding roof tie-downs, could reduce your home insurance premium.

Details

  • Customer service: 1-800-295-2820
  • Website: libertymutual.com
  • Mailing address: Liberty Mutual Group, Inc., 175 Berkeley Street Boston, MA 02116
  • Claims: 1-800-225-2467

More Insurance Options

  • Renters Insurance
  • Home Warranty