Affordable Homeowners Insurance in District of Columbia
Top Companies
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USAA
4.8
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A++ (Superior) financial strength rating by AM Best
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Replacement cost coverage included at no extra charge
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Historically low average premiums
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A++ (Superior) financial strength rating by AM Best
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Replacement cost coverage included at no extra charge
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Historically low average premiums
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Progressive
3.7
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Provides an option to bundle with Progressive auto policies
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Local agents on hand
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HomeQuote Explorer allows comparing quotes from multiple companies in one place
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Provides an option to bundle with Progressive auto policies
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Local agents on hand
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HomeQuote Explorer allows comparing quotes from multiple companies in one place
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Erie
4.3
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Erie homeowners policies routinely include guaranteed dwelling replacement cost coverage
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Placed fourth in J.D. Power's 2024 U.S. Home Insurance Study
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Typical home insurance policies offer up to $500 in pet coverage
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Erie homeowners policies routinely include guaranteed dwelling replacement cost coverage
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Placed fourth in J.D. Power's 2024 U.S. Home Insurance Study
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Typical home insurance policies offer up to $500 in pet coverage
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Allstate
4.2
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Distinct policy choices you may not find with other insurers
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A variety of discounts designed to lower your costs
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Around-the-clock customer support
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Distinct policy choices you may not find with other insurers
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A variety of discounts designed to lower your costs
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Around-the-clock customer support
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Liberty Mutual
3.8
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Extensive range of discount options
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Multiple coverage choices for tailoring policies
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Offered across all 50 states and Washington, D.C.
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Extensive range of discount options
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Multiple coverage choices for tailoring policies
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Offered across all 50 states and Washington, D.C.
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The Hartford
3.9
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Comprehensive coverage choices
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A low NAIC complaint index suggests homeowners are typically satisfied with the company’s service
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Discounts available could reduce the premium
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Comprehensive coverage choices
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A low NAIC complaint index suggests homeowners are typically satisfied with the company’s service
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Discounts available could reduce the premium
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Cincinnati
4.1
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Customized protection for luxury properties
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Various add-ons offered
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Marketed by independent local agents
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Customized protection for luxury properties
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Various add-ons offered
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Marketed by independent local agents
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AAA
4.0
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Regional clubs can customize coverage options to suit homeowners in different areas
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Members may receive extra AAA benefits
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Local agents are available
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Regional clubs can customize coverage options to suit homeowners in different areas
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Members may receive extra AAA benefits
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Local agents are available
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AARP
3.0
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Provides multiple optional coverages
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Accessible in 49 states plus Washington, D.C.
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Provides five discounts for homeowners insurance
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Provides multiple optional coverages
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Accessible in 49 states plus Washington, D.C.
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Provides five discounts for homeowners insurance
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American Modern
4.5
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Provides insurance for applicants turned down by standard homeowners policies
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Maintains an A+ (Superior) financial strength rating from AM Best
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Part-time protection offered for vacation properties and rental units
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Provides insurance for applicants turned down by standard homeowners policies
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Maintains an A+ (Superior) financial strength rating from AM Best
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Part-time protection offered for vacation properties and rental units
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Connect
3.2
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American Family, the parent company, scored well in the 2024 J.D. Power U.S. Insurance Digital Experience Study for the shopping category
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Extensive array of possible discounts to reduce homeowners insurance costs
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Mine subsidence coverage available in select states
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American Family, the parent company, scored well in the 2024 J.D. Power U.S. Insurance Digital Experience Study for the shopping category
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Extensive array of possible discounts to reduce homeowners insurance costs
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Mine subsidence coverage available in select states
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Costco
4.0
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Distinct endorsements you might not find with other insurers
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In some states, wildfire loss prevention could be provided at no extra charge
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CONNECT provides special homeowners perks for Costco Executive members
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Distinct endorsements you might not find with other insurers
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In some states, wildfire loss prevention could be provided at no extra charge
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CONNECT provides special homeowners perks for Costco Executive members
More Insurance Options
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Renters Insurance
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Home Warranty
