Chubb | Homeowners Insurance

Chubb Homeowners Insurance
4.6
Reliable homeowners insurance that helps protect your home, belongings, and peace of mind.

Average Premium

  • $300k dwelling coverage $3240 / year
  • $750k dwelling coverage $8400 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Chubb National Average
$150K dwelling $1,800 $1,459
$300K dwelling $3,240 $2,424
$350K dwelling $3,675 $2,740
$450K dwelling $4,534 $3,374
$750K dwelling $7,008 $5,254

Pros & Cons

Pros
  • Complimentary advisory service assists clients in making informed choices about coverage and risk management
  • Certain coverage add-ons are included by default at no extra cost
  • Ranked first in the J.D. Power 2024 U.S. Home Insurance Study
Cons
  • May require meeting home value eligibility criteria
  • Typical home insurance premiums could exceed the national average

Discounts

  • Home with auto: Insure your primary residence and vehicles with Chubb and you may receive a credit on your homeowners insurance premium where applicable.
  • Home with valuable articles: When homeowners select valuable articles coverage from Chubb, they may obtain a credit on their homeowners insurance premium.
  • perimeter: Chubb rewards homeowners who install top-tier security measures, including 24/7 monitored closed-circuit TV cameras, exterior motion-activated detection systems, and round-the-clock on-site security personnel.
  • Full-time caretaker: Homes with a year-round, full-time caretaker may qualify for a special discount.
  • Temperature monitoring system: Homes fitted with a system that monitors for freezing temperatures and triggers a central-station alarm when needed may qualify for an insurance discount.
  • Wildfire suppression system: Properties with advanced wildfire suppression systems that can be activated manually, via telephone, or automatically by a fire sensor may help homeowners obtain premium reductions.

Details

  • Customer service: 1-866-324-8222
  • E-mail: [email protected]
  • Claims: 1-800-252-4670
  • Website: chubb.com

More Insurance Options

  • Renters Insurance
  • Home Warranty