Affordable Homeowners Insurance in Rhode Island

Top Companies

USAA

4.8
- A++ (Superior) financial strength rating by AM Best
- Replacement cost coverage included at no extra charge
- Historically low average premiums
- A++ (Superior) financial strength rating by AM Best
- Replacement cost coverage included at no extra charge
- Historically low average premiums
$1243

/ year

Get a Quote
Amica

4.6
- Policies can be tailored extensively
- Rated higher than many rivals for overall customer and claims satisfaction, according to J.D. Power
- A+ (Superior) AM Best financial strength rating
- Policies can be tailored extensively
- Rated higher than many rivals for overall customer and claims satisfaction, according to J.D. Power
- A+ (Superior) AM Best financial strength rating
$1481

/ year

Get a Quote
Chubb

4.6
- Complimentary advisory service assists clients in making informed choices about coverage and risk management
- Certain coverage add-ons are included by default at no extra cost
- Ranked first in the J.D. Power 2024 U.S. Home Insurance Study
- Complimentary advisory service assists clients in making informed choices about coverage and risk management
- Certain coverage add-ons are included by default at no extra cost
- Ranked first in the J.D. Power 2024 U.S. Home Insurance Study
$3240

/ year

Get a Quote
Progressive

3.7
- Provides an option to bundle with Progressive auto policies
- Local agents on hand
- HomeQuote Explorer allows comparing quotes from multiple companies in one place
- Provides an option to bundle with Progressive auto policies
- Local agents on hand
- HomeQuote Explorer allows comparing quotes from multiple companies in one place
$2652

/ year

Get a Quote
Allstate

4.2
- Distinct policy choices you may not find with other insurers
- A variety of discounts designed to lower your costs
- Around-the-clock customer support
- Distinct policy choices you may not find with other insurers
- A variety of discounts designed to lower your costs
- Around-the-clock customer support
$2723

/ year

Get a Quote
Liberty Mutual

3.8
- Extensive range of discount options
- Multiple coverage choices for tailoring policies
- Offered across all 50 states and Washington, D.C.
- Extensive range of discount options
- Multiple coverage choices for tailoring policies
- Offered across all 50 states and Washington, D.C.
$1750

/ year

Get a Quote
The Hartford

3.9
- Comprehensive coverage choices
- A low NAIC complaint index suggests homeowners are typically satisfied with the company’s service
- Discounts available could reduce the premium
- Comprehensive coverage choices
- A low NAIC complaint index suggests homeowners are typically satisfied with the company’s service
- Discounts available could reduce the premium
$2254

/ year

Get a Quote
Farm Bureau

4.0
- Option to combine homeowners and auto policies at most locations
- Multiple discounts offered to reduce your premium
- Coverage choices can be customized for your state's specific risks
- Option to combine homeowners and auto policies at most locations
- Multiple discounts offered to reduce your premium
- Coverage choices can be customized for your state's specific risks
$4187

/ year

Get a Quote
Nationwide

4.2
- Many policy recommendations
- Multiple discount options
- Local representatives on hand
- Many policy recommendations
- Multiple discount options
- Local representatives on hand
$2031

/ year

Get a Quote
Travelers

4.0
- Multiple endorsements offered
- Provides a green home discount
- Includes a free home history tool named OpenHouse for buyers
- Multiple endorsements offered
- Provides a green home discount
- Includes a free home history tool named OpenHouse for buyers
$2787

/ year

Get a Quote
PURE

4.1
- Policies are designed for high-value homes
- Policies offer numerous standard coverages that other carriers often list as optional
- Member Advocacy services can assist in preventing or reducing damage and aid recovery after a claim
- Policies are designed for high-value homes
- Policies offer numerous standard coverages that other carriers often list as optional
- Member Advocacy services can assist in preventing or reducing damage and aid recovery after a claim
$4114

/ year

Get a Quote
Cincinnati

4.1
- Customized protection for luxury properties
- Various add-ons offered
- Marketed by independent local agents
- Customized protection for luxury properties
- Various add-ons offered
- Marketed by independent local agents
$1729

/ year

Get a Quote

Previous 1 2 3 Next

Ultimate Home Resources

More Insurance Options

Renters Insurance
Home Warranty

Popular Companies

USAA
4.8
Amica
4.6
Chubb
4.6
Progressive
3.7
Farmers
3.6
Erie
4.3
Allstate
4.2
State Farm
3.5
American Family
4.0
Liberty Mutual
3.8

View All Companies