Erie | Homeowners Insurance

Erie Homeowners Insurance
4.3
Protect your home and peace of mind with reliable coverage for unexpected damage and loss.

Average Premium

  • $300k dwelling coverage $2985 / year
  • $750k dwelling coverage $6422 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Erie National Average
$150K dwelling $1,719 $1,459
$300K dwelling $2,985 $2,424
$350K dwelling $3,420 $2,740
$450K dwelling $4,271 $3,374
$750K dwelling $6,422 $5,254

Pros & Cons

Pros
  • Erie homeowners policies routinely include guaranteed dwelling replacement cost coverage
  • Placed fourth in J.D. Power's 2024 U.S. Home Insurance Study
  • Typical home insurance policies offer up to $500 in pet coverage
Cons
  • Restricted discount opportunities
  • Limited optional coverages offered
  • Unavailable in certain states

Discounts

  • Safety features discount: You may qualify for a discount if your home has safety features such as smoke detectors, security systems, or an automatic sprinkler system.
  • Advanced quote discount: Request an Erie homeowners insurance quote between seven and 60 days before your current policy’s renewal date and you may be eligible for a discount.
  • Multi-policy discounts: Bundling your home insurance with your auto or life policy could result in savings.

Details

  • Customer service: 1-800-458-0811
  • Claims: 1-800-367-3743
  • Website: erieinsurance.com

More Insurance Options

  • Renters Insurance
  • Home Warranty