Farm Bureau | Homeowners Insurance

Farm Bureau Homeowners Insurance
4.0
Protect your home and peace of mind with reliable coverage tailored to your needs.

Average Premium

  • $300k dwelling coverage $4187 / year
  • $750k dwelling coverage $8956 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Farm Bureau National Average
$150K dwelling $2,569 $1,459
$300K dwelling $4,187 $2,424
$350K dwelling $4,782 $2,740
$450K dwelling $5,884 $3,374
$750K dwelling $8,956 $5,254

Pros & Cons

Pros
  • Option to combine homeowners and auto policies at most locations
  • Multiple discounts offered to reduce your premium
  • Coverage choices can be customized for your state's specific risks
Cons
  • Homeowners insurance not offered in all states
  • Availability of certain optional coverages may differ by state
  • Digital tools might be less advanced than those of some rivals

Discounts

  • New home: If you reside in a newly built home, you may be eligible for this discount.
  • New roof: A newer roof is less likely to suffer damage and may lower your Farm Bureau home insurance cost.
  • Continued in-force credit: This discount may reward you for your tenure and loyalty with Farm Bureau.
  • Protective device credit: Having a security device or paying for a monitoring service could help reduce your premium.

Details

  • Customer service: 1-800-526-7270
  • Website: fbfs.com

More Insurance Options

  • Renters Insurance
  • Home Warranty