Nationwide | Homeowners Insurance

Nationwide Homeowners Insurance
4.2
Protect your home and peace of mind with flexible coverage for life’s unexpected events.

Average Premium

  • $300k dwelling coverage $2031 / year
  • $750k dwelling coverage $4660 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Nationwide National Average
$150K dwelling $1,147 $1,459
$300K dwelling $2,031 $2,424
$350K dwelling $2,298 $2,740
$450K dwelling $2,838 $3,374
$750K dwelling $4,660 $5,254

Pros & Cons

Pros
  • Many policy recommendations
  • Multiple discount options
  • Local representatives on hand
Cons
  • Service offered in 43 states plus Washington, D.C.
  • Typical J.D. Power rating for overall customer satisfaction
  • No round-the-clock customer support
Renter Insurance
Also From Nationwide Renters Insurance Protect your belongings and liability with affordable, flexible coverage built for tenants.
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Discounts

  • Policy bundling: If you combine your homeowners and auto insurance into a single policy, you may qualify for a discount on your overall premium.
  • Gated community: If your community has vehicle entry points that require resident keys or are overseen by security personnel, you may be eligible for savings on your Nationwide home insurance.
  • Home purchase: If you bought your home within the past 12 months, you may be able to receive this discount on your policy.
  • Home renovation: If you have recently upgraded your home's plumbing, heating, cooling, or electrical systems, you may be eligible for premium reductions on your homeowners policy.
  • Smart home: If you add the Notion Smart Home Monitoring System to your policy, you may qualify for savings on your home insurance; however, this discount and program are available only in certain states.

Details

  • Customer service: 1-877-669-6877
  • Claims: 1-800-421-3535
  • Pay by phone: 1-888-891-0267
  • Pay by text: Text PAY to 245569
  • Corporate office and customer relations: 1-800-882-2822
  • Website: nationwide.com
  • Payment address: Nationwide Insurance P.O. Box 742522 Cincinnati, OH 45274-2522

More Insurance Options

  • Renters Insurance
  • Home Warranty