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Cincinnati | Homeowners Insurance

Cincinnati Homeowners Insurance
4.1
Protect your home with reliable coverage for property, belongings, and peace of mind.

Average Premium

  • $300k dwelling coverage $1729 / year
  • $750k dwelling coverage $4375 / year

Coverage States

Rates by Dwelling Limit

Get a Quote
Dwelling Limit Cincinnati National Average
$150K dwelling $990 $1,459
$300K dwelling $1,729 $2,424
$350K dwelling $1,961 $2,740
$450K dwelling $2,459 $3,374
$750K dwelling $3,923 $5,254

Pros & Cons

Pros
  • Customized protection for luxury properties
  • Various add-ons offered
  • Marketed by independent local agents
Cons
  • No independent J.D. Power customer satisfaction scores
  • Unavailable in certain states
  • Offers fewer advertised discounts compared with rivals

Discounts

  • Bundling home and auto insurance: Although Cincinnati does not prominently promote this discount, combining home and auto policies is a common way to save.
  • Insuring a newer home: The age of your residence and major components such as the roof, HVAC, and other home systems can affect Cincinnati's coverage rates.
  • Claims-free discounts: Policyholders without prior insurance claims may qualify for reduced rates from Cincinnati.
  • Security systems: Installing a central alarm system in your home could lead to a lower premium on your Cincinnati homeowners insurance policy.

Details

  • Customer service: 1-888-242-8811
  • Claims: 1-877-242-2544
  • Website: cinfin.com

Ultimate Home Resources

More Insurance Options

  • Renters Insurance
  • Home Warranty

Popular Companies

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