AARP | Homeowners Insurance

AARP Homeowners Insurance
3.0
Protects your home and belongings with reliable coverage, peace of mind, and trusted support.

Average Premium

  • $300k dwelling coverage $1320 / year
  • $750k dwelling coverage $2940 / year

Coverage States

Rates by Dwelling Limit

Specific premium data is not available here. Insurance pricing relies on proprietary factors that vary by property, coverage, and risk. Since these details shift, figures provided are general estimates rather than individualized quotes. To obtain a price tailored to your unique situation, we recommend contacting the insurer directly or visiting their official website to receive an accurate, personalized quote today.

Pros & Cons

Pros
  • Provides multiple optional coverages
  • Accessible in 49 states plus Washington, D.C.
  • Provides five discounts for homeowners insurance
Cons
  • Policies tend to cost more on average
  • Accessible only to AARP members
  • Policies are not issued by AARP directly

Discounts

  • Retiree discount: In some states, working fewer than 24 hours per week may qualify you for savings.
  • Home security: Installing a burglar alarm or comparable device could make you eligible for a discount.
  • Bundling: Purchasing both AARP auto and home policies together may save you about 5% on auto and 20% on home insurance.
  • Claim-free: The longer you go without filing a claim, the larger the discount you may qualify for.
  • Fire protection: Adding sprinklers or monitored alarms typically makes you eligible for a discount.

Details

  • Customer service: 1-888-687-2277
  • Home claims: 1-877-805-9918
  • Website: aarp.org
  • Mailing address: Varies by state

More Insurance Options

  • Renters Insurance
  • Home Warranty