AAA | Homeowners Insurance

4.0

Reliable homeowners insurance that protects your home and peace of mind when life changes.

Average Premium

All Less

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Pros

Regional clubs can customize coverage options to suit homeowners in different areas
Members may receive extra AAA benefits
Local agents are available

Cons

Coverage options are fairly typical
Auto Club Group (one of AAA’s three branches) performed below average in the 2024 U.S. Home Insurance Study
CSAA (AAA’s California branch) has a complaint index above the NAIC average

Bundling discount: Save by insuring both your home and vehicle with AAA.
Mature homeowner discount: Offered to homeowners above a specified age (commonly 55+).
Protective device discount: May be available if your home is equipped with a burglar alarm, smoke detectors, or a monitored security system.
New or renovated home discount: Recently built or substantially updated homes may qualify.
Claims-free discount: If you have not filed recent claims, you may qualify for a reduced rate.
Loyalty discount: Some organizations provide savings if you have been a member or customer for a certain number of years.