AAA | Renters Insurance

AAA Renters Insurance
4.0
Protect your home and peace of mind with reliable coverage for your property and belongings.

Average Premium

  • Monthly rate from $18
  • Annual total from $216

Coverage States

Coverages

Since AAA renters insurance is offered through regional providers, coverage and discounts can vary. You can view local options and get quotes by entering your ZIP code on the AAA website. Standard policies typically feature:

  • Personal property
  • Loss of use
  • Personal liability
  • Medical payments

Availability of extra coverage for items like valuables, identity theft protection, or water and sewer backup depends on your local club. Note that standard policies usually exclude natural disasters such as floods or earthquakes, which may require separate coverage.

Pros & Cons

Pros
  • AAA membership offers several benefits, such as roadside assistance, travel planning support, entertainment discounts, and additional perks.
  • A variety of coverages are offered.
  • Discounts are generally easy to obtain, varying by your AAA club.
Cons
  • Joining AAA to get renters insurance may require a membership fee.
  • If you relocate to another state, you may need to switch insurance providers when joining a different club.
  • Discounts and coverage vary between clubs.
Renter Insurance
Also From AAA Homeowners Insurance Secure your home, belongings, and liability with comprehensive protection for peace of mind.
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Discounts

  • Bundling discount: Buying multiple policies, such as home and auto, through AAA could qualify you for a bundling discount.
  • AAA membership: Being a AAA member may make you eligible for member-only discounts or special rates.
  • Claim-free discount: Policyholders who avoid filing claims for a set period may qualify for a discount that can grow the longer they remain claim-free.
  • Auto-pay discount: Signing up for automatic payments for your premium could reduce your rate.
  • Pay-in-full discount: Paying your entire premium upfront for the policy term may qualify you for a pay-in-full discount.
  • Home security discount: Installing safety features like burglar alarms or monitored security systems could help lower your premium.

Details

  • Customer service: 1-877-387-8378
  • Website: aaa.com.
  • Join AAA: 1-800-564-6222
  • Technical assistance: 1-877-736-7813

More Insurance Options

  • Homeowners Insurance
  • Home Warranty

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