USAA | Renters Insurance

USAA Renters Insurance
4.8
Protect your home with coverage for damage, theft, and liability, tailored for military families.

Average Premium

  • Monthly rate from $10
  • Annual total from $120

Coverage States

Coverages

A standard renters insurance policy from USAA includes the following core protections:

  • Personal liability
  • Personal property
  • Loss of use
  • Medical payments

USAA also provides optional endorsements for an additional cost. It is worth evaluating your specific needs to determine if these extra coverage options are necessary for your personal belongings. Note that standard policies typically exclude earthquake, war, and flood events.

Pros & Cons

Pros
  • Low-cost typical renters insurance rates
  • Offered in every state and internationally
  • Significant military-friendly discounts and perks
Cons
  • Not accessible to the general public
  • Negative customer feedback on certain sites
  • No round-the-clock customer support
Renter Insurance
Also From USAA Homeowners Insurance Secure your home, belongings, and liability with comprehensive protection for peace of mind.
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Discounts

  • Bundling discount: Combine renters and auto policies to qualify for a discount.
  • Military discount: Residing on base or attending a military college or service academy may make you eligible for a military-related discount.
  • Claims-free discount: Keeping a claims-free record for the past three years when renewing your policy can earn you a discount.
  • Safety devices discount: Having safety features such as security systems or automatic sprinklers installed may reduce your premium.

Details

  • Customer service: 1-210-531-8722
  • Website: usaa.com
  • Mailing address: 9800 Fredericksburg Road, San Antonio, TX 78288.

More Insurance Options

  • Homeowners Insurance
  • Home Warranty

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