Progressive provides a foundational suite of renters insurance protections, including personal property, loss of use, liability, and medical coverage, alongside select optional add-ons.
In addition to the core policy, Progressive offers optional coverages for water backup and personal injury claims. Please note that standard policies typically exclude natural wear and tear, flood damage, pre-existing conditions, roommate property (if not listed), and structural repairs, the latter of which are covered by the landlord's policy.