Geico | Renters Insurance

Geico Renters Insurance
4.6
Protect your home with reliable coverage for repairs, belongings, and peace of mind.

Average Premium

  • Monthly rate from $13
  • Annual total from $156

Coverage States

Coverages

In addition to standard protections, GEICO provides supplemental options to enhance the security of your personal belongings. It is important to remember that your landlord's insurance covers the building structure, so your policy is focused solely on your personal assets. Below is an overview of what a GEICO renters insurance policy includes:

  • Personal property
  • Loss of use
  • Personal liability

It is recommended that you perform an annual inventory of your belongings to determine the appropriate coverage level for your needs. If you own high-value items such as jewelry or artwork, consider GEICO's dedicated jewelry insurance for comprehensive protection. Please note that standard policies exclude flood damage, which may require a separate policy through the National Flood Insurance Program or a private provider. Furthermore, renters insurance typically does not cover business-related equipment; you may need additional coverage to safeguard those professional assets.

Pros & Cons

Pros
  • Offered in all U.S. states
  • Savings available, including package/bundle discounts
  • Among the industry’s lowest premiums
Cons
  • Links you with a partner insurance provider
  • Some renters in certain locations may be ineligible for coverage
  • Receives low customer satisfaction ratings, per the Better Business Bureau
Renter Insurance
Also From Geico Homeowners Insurance Secure your home, belongings, and liability with comprehensive protection for peace of mind.
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Discounts

  • Bundling discount: Purchasing multiple types of insurance from GEICO—such as combining renters with auto, boat, or umbrella coverage—could make you eligible for a bundling discount.
  • Military discount: Active duty and veteran military members may qualify for reduced premiums from GEICO on renters and auto policies.
  • Affiliation discount: Employees or members of eligible organizations may receive GEICO affiliation discounts; GEICO provides discounts through more than 800 groups.

Details

  • Customer service: 1-800-207-7847
  • Military support: 1-800-645-4827
  • Claims: 1-800-841-3000
  • Website: geico.com

More Insurance Options

  • Homeowners Insurance
  • Home Warranty

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