In addition to standard protections, GEICO provides supplemental options to enhance the security of your personal belongings. It is important to remember that your landlord's insurance covers the building structure, so your policy is focused solely on your personal assets. Below is an overview of what a GEICO renters insurance policy includes:
It is recommended that you perform an annual inventory of your belongings to determine the appropriate coverage level for your needs. If you own high-value items such as jewelry or artwork, consider GEICO's dedicated jewelry insurance for comprehensive protection. Please note that standard policies exclude flood damage, which may require a separate policy through the National Flood Insurance Program or a private provider. Furthermore, renters insurance typically does not cover business-related equipment; you may need additional coverage to safeguard those professional assets.