Toggle | Renters Insurance

Toggle Renters Insurance
4.7
Protect your home and belongings with flexible coverage designed to fit your needs.

Average Premium

  • Monthly rate from $9
  • Annual total from $108

Coverage States

Coverages

Toggle differentiates itself by offering three tiered policy levels with varying limits. All plans include a minimum of $100,000 in liability and $1,000 in personal property coverage after the deductible is met. Beyond these base options, you can customize your policy with several specialized endorsements:

  • Temporary living expenses
  • Replacement cost value coverage
  • Pet liability coverage
  • Extended personal property coverage
  • Valuables coverage
  • Side-hustle protection
  • ID theft protection
  • Credit lift

Toggle policies do not cover items such as vehicles, high-value collections, intentional injuries to yourself or others, flooding, water-related damage, or earthquakes. These constitute standard exclusions typical of most renters insurance policies.

Pros & Cons

Pros
  • Online process enables personalization and adaptability
  • Optional extras cover pet liability insurance, increased limits for valuables, and identity theft protection
  • Option to switch to replacement cost coverage
Cons
  • Availability varies by state
  • No online discounts shown
  • No smartphone app

Details

  • Customer service: 1-855-864-1530
  • Website: gettoggle.com

More Insurance Options

  • Homeowners Insurance
  • Home Warranty

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