Toggle differentiates itself by offering three tiered policy levels with varying limits. All plans include a minimum of $100,000 in liability and $1,000 in personal property coverage after the deductible is met. Beyond these base options, you can customize your policy with several specialized endorsements:
Toggle policies do not cover items such as vehicles, high-value collections, intentional injuries to yourself or others, flooding, water-related damage, or earthquakes. These constitute standard exclusions typical of most renters insurance policies.