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Costco | Homeowners Insurance

Costco Homeowners Insurance
4.0
Protect your home and belongings with reliable coverage designed for peace of mind and security.

Average Premium

  • $300k dwelling coverage $1180 / year
  • $750k dwelling coverage $2360 / year

Coverage States

Rates by Dwelling Limit

Get a Quote

Specific premium data is not available here. Insurance pricing relies on proprietary factors that vary by property, coverage, and risk. Since these details shift, figures provided are general estimates rather than individualized quotes. To obtain a price tailored to your unique situation, we recommend contacting the insurer directly or visiting their official website to receive an accurate, personalized quote today.

Pros & Cons

Pros
  • Distinct endorsements you might not find with other insurers
  • In some states, wildfire loss prevention could be provided at no extra charge
  • CONNECT provides special homeowners perks for Costco Executive members
Cons
  • CONNECT homeowners insurance not rated by J.D. Power
  • No live chat
  • Fewer discounts than some rivals

Discounts

  • Age of home discount: Newer homes may be eligible for a discount, as they are often at lower risk of damage.
  • Renovation discount: Replacing your roof, upgrading your heating and cooling, renovating electrical systems, or updating plumbing could lower your Costco home insurance costs.
  • Tenure discount: Maintaining your Costco home insurance policy for several years may qualify you for a loyalty discount, similar to auto insurance.
  • Home protection discounts: Having smoke detectors, a professionally monitored security system, a video doorbell, or other protective devices installed may earn you a discount.
  • Claims-free discount: Not filing a claim in the past five years may make you eligible for a discount in certain states.
  • Multi-product discounts: Bundling your home insurance with other policies like auto or umbrella coverage through CONNECT may provide additional savings.

Details

  • Customer service: 1-888-404-5365
  • Claims: 1-888-404-5365
  • Website: connectbyamfam.com/costco
  • Sales email: [email protected]

Ultimate Home Resources

More Insurance Options

  • Renters Insurance
  • Home Warranty

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