Top Homeowners Insurance Companies

Top Companies

The Hanover

3.4
- Low NAIC Complaint Index for homeowners product, suggesting overall customer satisfaction
- AM Best financial strength rating of A (Excellent)
- Endorsements enable policy customization, particularly beneficial for owners of high-value homes
- Low NAIC Complaint Index for homeowners product, suggesting overall customer satisfaction
- AM Best financial strength rating of A (Excellent)
- Endorsements enable policy customization, particularly beneficial for owners of high-value homes
$2886

/ year

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Tower Hill

3.4
- Available endorsement choices, such as the "Emerald" enhancement package
- Flood coverage may be obtained either as an endorsement or as a separate policy
- Policyholders in the exchange participate in any underwriting profits
- Available endorsement choices, such as the "Emerald" enhancement package
- Flood coverage may be obtained either as an endorsement or as a separate policy
- Policyholders in the exchange participate in any underwriting profits
$4905

/ year

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Trustage

3.0
- Hurricane endorsement offered in select states
- Round-the-clock customer support for insurance inquiries
- Potential savings for credit union members
- Hurricane endorsement offered in select states
- Round-the-clock customer support for insurance inquiries
- Potential savings for credit union members
$1575

/ year

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UPC

3.9
- Provided homeowners insurance in certain high-risk states
- Policies distributed via regional independent agents
- Made a limited selection of optional coverages available
- Provided homeowners insurance in certain high-risk states
- Policies distributed via regional independent agents
- Made a limited selection of optional coverages available
$2700

/ year

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Vermont Mutual

3.4
- Home Business Endorsement offered for individuals operating a business from their residence
- Based on the chosen endorsement package, a homeowners policy may cover home systems and underground service lines
- Local agents ready to help
- Home Business Endorsement offered for individuals operating a business from their residence
- Based on the chosen endorsement package, a homeowners policy may cover home systems and underground service lines
- Local agents ready to help
$996

/ year

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Wawanesa

2.9
- Identity theft protection and home cyber coverage offered
- Special Limits Enhancements bundle provides an easy way to increase coverage on a standard homeowners policy
- Discounts offered to help lower the cost of home insurance
- Identity theft protection and home cyber coverage offered
- Special Limits Enhancements bundle provides an easy way to increase coverage on a standard homeowners policy
- Discounts offered to help lower the cost of home insurance
$1480

/ year

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Westfield

3.6
- Choices for premium residences
- Benefits of combining home and auto coverage
- Nearby agents to customize your policy for your unique requirements
- Choices for premium residences
- Benefits of combining home and auto coverage
- Nearby agents to customize your policy for your unique requirements
$1122

/ year

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