Tower Hill | Homeowners Insurance

Tower Hill Homeowners Insurance
3.4
Protect your home with reliable coverage, flexible options, and peace of mind every day.

Average Premium

  • $300k dwelling coverage $4905 / year
  • $750k dwelling coverage $11800 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Tower Hill National Average
$150K dwelling $2,693 $1,459
$300K dwelling $4,905 $2,424
$350K dwelling $5,684 $2,740
$450K dwelling $7,232 $3,374
$750K dwelling $11,800 $5,254

Pros & Cons

Pros
  • Available endorsement choices, such as the "Emerald" enhancement package
  • Flood coverage may be obtained either as an endorsement or as a separate policy
  • Policyholders in the exchange participate in any underwriting profits
Cons
  • Few homeowner insurance options outside Florida
  • No mobile application
  • Not evaluated by J.D. Power for customer or claims satisfaction

Discounts

  • Wind loss mitigation discounts: You may qualify for savings if your home has windstorm mitigation features such as roof-to-wall connections and opening protection.
  • Senior discount: Policyholders of senior age may be eligible for reduced rates on their Tower Hill homeowners insurance.
  • Companion policy discount: Policyholders who maintain two or more Tower Hill policies, or who have both an auto or home policy with Safeco, could qualify for additional discounts.

Details

  • Customer service: 1-352-332-8800
  • Claims: 1-800-342-3407
  • Website: thig.com
  • Mailing address: Tower Hill Insurance Group P.O. Box 147018, Gainesville, FL 32614-7018

More Insurance Options

  • Renters Insurance
  • Home Warranty