Homeslyst  /  Homeowners Insurance  /  The Hanover
logo
You are leaving Homeslyst for a third-party website. Please note that Homeslyst is an independent information site and has no affiliation with this provider. We are not responsible for their privacy policies or content. Continue to the site?
Continue
Back

The Hanover | Homeowners Insurance

The Hanover Homeowners Insurance
3.4
Protect your home with reliable coverage for property, belongings, and peace of mind.

Average Premium

  • $300k dwelling coverage $2886 / year
  • $750k dwelling coverage $6391 / year

Coverage States

Rates by Dwelling Limit

Get a Quote
Dwelling Limit The Hanover National Average
$150K dwelling $1,680 $1,459
$300K dwelling $2,886 $2,424
$350K dwelling $3,285 $2,740
$450K dwelling $4,073 $3,374
$750K dwelling $6,391 $5,254

Pros & Cons

Pros
  • Low NAIC Complaint Index for homeowners product, suggesting overall customer satisfaction
  • AM Best financial strength rating of A (Excellent)
  • Endorsements enable policy customization, particularly beneficial for owners of high-value homes
Cons
  • Not offered across the country
  • Homeowner premiums exceed the national average by 59%
  • J.D. Power did not rate Hanover home insurance in 2023

Discounts

  • New home discount: Depending on how recently a home was built, this discount can reduce your premium.
  • Safety and security devices discount: The Hanover may apply this discount if safety devices like smoke detectors or a central alarm system are installed in the home.
  • Affinity groups discount: The Hanover offers discounts to members of certain partner companies and organizations.
  • Home buyer discount: You may qualify for a discount if your home is a recent purchase.

Details

  • Customer service: 1-800-922-8427
  • Claims: 1-800-628-0250
  • Website: hanover.com
  • Mailing address: The Hanover Insurance Company P.O. Box 580045 Charlotte, NC 28258-0045

Ultimate Home Resources

More Insurance Options

  • Renters Insurance
  • Home Warranty

Popular Companies

View All Companies