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Auto-Owners | Homeowners Insurance

Auto-Owners Homeowners Insurance
4.3
Protect your home with reliable coverage that helps safeguard your property, belongings, and peace of mind.

Average Premium

  • $300k dwelling coverage $2199 / year
  • $750k dwelling coverage $4375 / year

Coverage States

Rates by Dwelling Limit

Get a Quote
Dwelling Limit Auto-Owners National Average
$150K dwelling $1,457 $1,459
$300K dwelling $2,199 $2,424
$350K dwelling $2,468 $2,740
$450K dwelling $3,008 $3,374
$750K dwelling $4,375 $5,254

Pros & Cons

Pros
  • Wide range of coverage plans and discount choices
  • Exceptionally low NAIC Complaint Index
  • Local agents ready to assist in selecting the right coverage
Cons
  • Not offered across the entire country
  • Digital tools aren't as advanced as some rivals'
  • Below-average J.D. Power score for home insurance satisfaction

Discounts

  • Advance quote disount: If you obtain a home insurance quote before the day you need coverage, you may qualify for a small premium reduction.
  • Automatic backup generator discount: Having a backup generator can qualify you for a discount and provide protection during power outages.
  • Hurricane/wind mitigation discount: In North Carolina, South Carolina, and Florida, homes with construction features that reduce wind damage may be eligible for a discount.
  • Water shut-off system discount: Insuring a home equipped with an automatic water shut-off system could result in a lower premium.

Details

  • Customer service: 1-800-346-0346
  • Claims: 1-888-252-4626
  • Website: auto-owners.com

Ultimate Home Resources

More Insurance Options

  • Renters Insurance
  • Home Warranty

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