Shelter | Homeowners Insurance

3.8

Protect your home and peace of mind with reliable coverage for life’s unexpected events.

Average Premium

All Less

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Pros

Cons

Companion policy discount: You may qualify for a discount if you carry a Shelter auto policy together with your homeowners or renters policy.
Claim-free discount: If you go six consecutive years without filing a home insurance claim, you may be eligible for a discount on subsequent policy renewals.
Heating system discount: You could receive a discount if your home is heated by a system that does not use solid fuel (such as wood or coal).
New home discount: If your home is under construction, Shelter may offer up to a 40% discount for one year; you may also receive further savings if construction is completed and you occupy the home the following year.
Protective devices credit: Installing devices like smoke alarms, a burglary alarm, and deadbolts on doors and windows may lower your premiums.