Affordable Homeowners Insurance in Massachusetts
Top Companies
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Cincinnati
4.1
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Customized protection for luxury properties
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Various add-ons offered
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Marketed by independent local agents
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Customized protection for luxury properties
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Various add-ons offered
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Marketed by independent local agents
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AAA
4.0
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Regional clubs can customize coverage options to suit homeowners in different areas
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Members may receive extra AAA benefits
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Local agents are available
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Regional clubs can customize coverage options to suit homeowners in different areas
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Members may receive extra AAA benefits
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Local agents are available
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AARP
3.0
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Provides multiple optional coverages
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Accessible in 49 states plus Washington, D.C.
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Provides five discounts for homeowners insurance
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Provides multiple optional coverages
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Accessible in 49 states plus Washington, D.C.
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Provides five discounts for homeowners insurance
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American Modern
4.5
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Provides insurance for applicants turned down by standard homeowners policies
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Maintains an A+ (Superior) financial strength rating from AM Best
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Part-time protection offered for vacation properties and rental units
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Provides insurance for applicants turned down by standard homeowners policies
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Maintains an A+ (Superior) financial strength rating from AM Best
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Part-time protection offered for vacation properties and rental units
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Arbella
4.0
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Low typical premiums for most clients
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Multiple discounts, particularly for first-time homeowners
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Claims can be filed online
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Low typical premiums for most clients
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Multiple discounts, particularly for first-time homeowners
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Claims can be filed online
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Connect
3.2
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American Family, the parent company, scored well in the 2024 J.D. Power U.S. Insurance Digital Experience Study for the shopping category
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Extensive array of possible discounts to reduce homeowners insurance costs
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Mine subsidence coverage available in select states
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American Family, the parent company, scored well in the 2024 J.D. Power U.S. Insurance Digital Experience Study for the shopping category
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Extensive array of possible discounts to reduce homeowners insurance costs
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Mine subsidence coverage available in select states
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Costco
4.0
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Distinct endorsements you might not find with other insurers
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In some states, wildfire loss prevention could be provided at no extra charge
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CONNECT provides special homeowners perks for Costco Executive members
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Distinct endorsements you might not find with other insurers
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In some states, wildfire loss prevention could be provided at no extra charge
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CONNECT provides special homeowners perks for Costco Executive members
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Electric
3.3
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Replacement cost protection is provided at no extra charge
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The website features a useful coverage guide to assist shoppers in making an informed choice about their homeowners insurance plan
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Claims center is available 24/7
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Replacement cost protection is provided at no extra charge
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The website features a useful coverage guide to assist shoppers in making an informed choice about their homeowners insurance plan
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Claims center is available 24/7
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Esurance
3.4
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Mobile-first interface for seamless policy management and claims
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Competitive pricing in many states
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Robust digital tools with 24/7 online support
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Mobile-first interface for seamless policy management and claims
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Competitive pricing in many states
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Robust digital tools with 24/7 online support
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Foremost
3.8
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Numerous endorsements offered for customizable policy options
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Flood coverage obtainable via the NFIP
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Insurance solutions for seasonal and vacant residences available
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Numerous endorsements offered for customizable policy options
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Flood coverage obtainable via the NFIP
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Insurance solutions for seasonal and vacant residences available
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Freeway
3.9
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Promotes affordable homeowners insurance
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Allows comparison of several home insurance quotes at once
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Promotes affordable homeowners insurance
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Allows comparison of several home insurance quotes at once
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Geico
4.3
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Ability to manage both policies together
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Potential savings through bundling
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Certain underwriters might provide lower rates
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Ability to manage both policies together
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Potential savings through bundling
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Certain underwriters might provide lower rates
More Insurance Options
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Renters Insurance
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Home Warranty
