Foremost | Homeowners Insurance

Foremost Homeowners Insurance
3.8
Protect your home and peace of mind with reliable coverage tailored to your needs.

Average Premium

  • $300k dwelling coverage $3347 / year
  • $750k dwelling coverage $8249 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Farmers National Average
$150K dwelling $1,488 $1,459
$300K dwelling $2,577 $2,424
$350K dwelling $2,986 $2,740
$450K dwelling $3,821 $3,374
$750K dwelling $6,257 $5,254

Pros & Cons

Pros
  • Numerous endorsements offered for customizable policy options
  • Flood coverage obtainable via the NFIP
  • Insurance solutions for seasonal and vacant residences available
Cons
  • Coverage options and discounts can differ by state and by underwriting company
  • Home insurance is not offered in every state

Discounts

  • Age of home discount: Newer homes are generally less likely to incur damage; Foremost may offer a discount based on the year your home was built.
  • Multi-policy discount: As part of the Farmers group, Foremost’s multi-policy discount can apply across affiliated brands. If you hold other policies from Bristol West, Farmers, or Foremost, you may qualify for a bundling discount on Foremost homeowners insurance, including bundling with boat, auto, or motorcycle coverage.
  • Home devices: Homes fitted with safety and security devices, such as burglar alarms and self-monitoring thermostats, may qualify for a discount. You may also be eligible for savings if your home has fire alarms or other fire-prevention equipment.
  • Claims-free:: Customers who go a specified period without filing a claim may be eligible for a discount from Foremost.

Details

  • Customer service: 1-800-527-3905
  • Website: foremost.com
  • Claims: [email protected]
  • Foremost Signature claims: 1-800-854-6011
  • Mailing address: Foremost Insurance Group, P.O. Box 0915, Carol Stream, IL 60132-0915

More Insurance Options

  • Renters Insurance
  • Home Warranty