Electric | Homeowners Insurance

Electric Homeowners Insurance
3.3
Protect your home and belongings with reliable coverage tailored for peace of mind.

Average Premium

  • $300k dwelling coverage $980 / year
  • $750k dwelling coverage $1960 / year

Coverage States

Rates by Dwelling Limit

Specific premium data is not available here. Insurance pricing relies on proprietary factors that vary by property, coverage, and risk. Since these details shift, figures provided are general estimates rather than individualized quotes. To obtain a price tailored to your unique situation, we recommend contacting the insurer directly or visiting their official website to receive an accurate, personalized quote today.

Pros & Cons

Pros
  • Replacement cost protection is provided at no extra charge
  • The website features a useful coverage guide to assist shoppers in making an informed choice about their homeowners insurance plan
  • Claims center is available 24/7
Cons
  • Customer support available Monday–Friday, 8:00 AM–8:00 PM ET
  • Not rated by J.D. Power

Discounts

  • Employer group discount: Electric offers discounts to homeowners employed by qualifying companies
  • Length of tenure discount: Electric Insurance may reduce your premium based on how many years you have been insured with the company
  • Extensively renovated home discount: Homeowners in New Jersey may qualify for savings if they have extensively renovated their homes
  • Newer home discount: Owning a newer home may make you eligible for a discount on your Electric home insurance

Details

  • Customer service: 1-800-227-2757
  • Sales: 1-800-342-5342
  • Claims: 1-800-227-2757
  • Website: electricinsurance.com
  • Claims email: [email protected]
  • Mailing address: P.O. Box 9147 Chelsea, MA 02150

More Insurance Options

  • Renters Insurance
  • Home Warranty