Affordable Homeowners Insurance in Illinois

Top Companies

Costco

4.0
- Distinct endorsements you might not find with other insurers
- In some states, wildfire loss prevention could be provided at no extra charge
- CONNECT provides special homeowners perks for Costco Executive members
- Distinct endorsements you might not find with other insurers
- In some states, wildfire loss prevention could be provided at no extra charge
- CONNECT provides special homeowners perks for Costco Executive members
$1180

/ year

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Electric

3.3
- Replacement cost protection is provided at no extra charge
- The website features a useful coverage guide to assist shoppers in making an informed choice about their homeowners insurance plan
- Claims center is available 24/7
- Replacement cost protection is provided at no extra charge
- The website features a useful coverage guide to assist shoppers in making an informed choice about their homeowners insurance plan
- Claims center is available 24/7
$980

/ year

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Esurance

3.4
- Mobile-first interface for seamless policy management and claims
- Competitive pricing in many states
- Robust digital tools with 24/7 online support
- Mobile-first interface for seamless policy management and claims
- Competitive pricing in many states
- Robust digital tools with 24/7 online support
$1420

/ year

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Foremost

3.8
- Numerous endorsements offered for customizable policy options
- Flood coverage obtainable via the NFIP
- Insurance solutions for seasonal and vacant residences available
- Numerous endorsements offered for customizable policy options
- Flood coverage obtainable via the NFIP
- Insurance solutions for seasonal and vacant residences available
$3347

/ year

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Freeway

3.9
- Promotes affordable homeowners insurance
- Allows comparison of several home insurance quotes at once
- Promotes affordable homeowners insurance
- Allows comparison of several home insurance quotes at once
$1780

/ year

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Geico

4.3
- Ability to manage both policies together
- Potential savings through bundling
- Certain underwriters might provide lower rates
- Ability to manage both policies together
- Potential savings through bundling
- Certain underwriters might provide lower rates
$1300

/ year

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Grange

3.6
- Unusual coverage options
- Multiple savings, such as a DIY home inspection credit
- Local agents often better understand homeowners' needs in their region
- Unusual coverage options
- Multiple savings, such as a DIY home inspection credit
- Local agents often better understand homeowners' needs in their region
$2470

/ year

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Hippo

3.1
- Quick instant quotes
- Complimentary smart devices included with every policy
- Policies you can tailor to your needs
- Quick instant quotes
- Complimentary smart devices included with every policy
- Policies you can tailor to your needs
$920

/ year

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Homesite

3.9
- A wide range of homeowners endorsement choices can strengthen a policy
- Web-based customer portal enables policy management
- Several discounts available for homeowners insurance
- A wide range of homeowners endorsement choices can strengthen a policy
- Web-based customer portal enables policy management
- Several discounts available for homeowners insurance
$1772

/ year

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Lemonade

3.3
- Simplified claims handling through the Lemonade mobile app
- Claim payments deposited directly into your checking account
- Wide range of endorsements offered
- Simplified claims handling through the Lemonade mobile app
- Claim payments deposited directly into your checking account
- Wide range of endorsements offered
$2424

/ year

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Mercury

3.6
- Replacement cost coverage for extended dwelling available
- Coverage for valuable items available
- Discounts available for protective devices and fire-resistant construction
- Replacement cost coverage for extended dwelling available
- Coverage for valuable items available
- Discounts available for protective devices and fire-resistant construction
$819

/ year

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National General

4.0
- Custom360 coverage plans could simplify the quoting process
- Offers more promoted discounts than certain rivals
- Wide range of coverage choices and endorsements
- Custom360 coverage plans could simplify the quoting process
- Offers more promoted discounts than certain rivals
- Wide range of coverage choices and endorsements
$1654

/ year

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More Insurance Options

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Popular Companies

USAA
4.8
Amica
4.6
Chubb
4.6
Progressive
3.7
Farmers
3.6
Erie
4.3
Allstate
4.2
State Farm
3.5
American Family
4.0
Liberty Mutual
3.8

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