Hippo | Homeowners Insurance

Hippo Homeowners Insurance
3.1
Protect your home and peace of mind with smart, affordable coverage built for modern homeowners.

Average Premium

  • $300k dwelling coverage $920 / year
  • $750k dwelling coverage $1880 / year

Coverage States

Rates by Dwelling Limit

Specific premium data is not available here. Insurance pricing relies on proprietary factors that vary by property, coverage, and risk. Since these details shift, figures provided are general estimates rather than individualized quotes. To obtain a price tailored to your unique situation, we recommend contacting the insurer directly or visiting their official website to receive an accurate, personalized quote today.

Pros & Cons

Pros
  • Quick instant quotes
  • Complimentary smart devices included with every policy
  • Policies you can tailor to your needs
Cons
  • Unavailable in certain states
  • Some users might favor a more conventional experience
  • No J.D. Power ratings available

Discounts

  • Affinity discount: You may qualify for a discount on your home insurance for belonging to certain groups, such as professional associations, membership clubs, or alumni organizations.
  • Hail-resistant roof discount: If your roof is built with approved hail-resistant materials, you may receive a premium discount.
  • HOA discount: If your home is situated in a qualifying homeowners association, you may reduce your Hippo home insurance premium.
  • Smart home discount: Hippo offers smart home devices to policyholders and rewards homeowners for keeping them active; through a partnership with Xfinity, Hippo customers who use Xfinity Home Security systems may be eligible for a discount.
  • Loss-free discount: You could lower your premium if you have no claims for a continuous period of three or five years.
  • Theft protection devices: Installing theft alarms or living in a community with 24/7 security may qualify you for a discount.
  • Homebuyer discount: For new policies, a discount may be available to those who bought their home on the policy start date or within the 12 months before it; at renewal, customers may remain eligible if the discount was part of the original policy term and there were no coverage interruptions.
  • Companion policy discount: Receive a discount on your homeowners insurance when you also purchase auto insurance through Hippo.

Details

  • Customer service: 1-800-585-0705
  • Sales: [email protected]
  • Claims: 1-855-999-9746
  • Website: hippohomecare.com

More Insurance Options

  • Renters Insurance
  • Home Warranty