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Mercury | Homeowners Insurance

Mercury Homeowners Insurance
3.6
Protect your home and peace of mind with reliable coverage for life's unexpected events.

Average Premium

  • $300k dwelling coverage $819 / year
  • $750k dwelling coverage $2520 / year

Coverage States

Rates by Dwelling Limit

Get a Quote
Dwelling Limit Mercury National Average
$150K dwelling $532 $1,459
$300K dwelling $819 $2,424
$350K dwelling $916 $2,740
$450K dwelling $1,105 $3,374
$750K dwelling $1,677 $5,254

Pros & Cons

Pros
  • Replacement cost coverage for extended dwelling available
  • Coverage for valuable items available
  • Discounts available for protective devices and fire-resistant construction
Cons
  • Available in 10 states only
  • No loyalty discounts offered
  • 24/7 customer support not offered

Discounts

  • Bundling home and auto insurance: Available if no claims were filed in the three years or more prior to the policy effective date.
  • Water leak detection discount: Available for homes equipped with automatic shut-off valves or third-party leak notification systems.
  • Safety and security devices discount: Available for homes that have smoke detectors, sprinkler systems, or burglar alarms.
  • New home discount: Available for homes that are less than ten years old.

Details

  • Customer service: 1-800-503-3724
  • Website: mercuryinsurance.com
  • Free quote: 1-877-545-1639

Ultimate Home Resources

More Insurance Options

  • Renters Insurance
  • Home Warranty

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