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National General | Homeowners Insurance

National General Homeowners Insurance

4.0

Protect your home with flexible coverage designed to safeguard what matters most every day.

Average Premium

$300k dwelling coverage $1654 / year
$750k dwelling coverage $4375 / year

Coverage States

All Less

Rates by Dwelling Limit

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Dwelling Limit	National General	National Average
$150K dwelling	$894	$1,459
$300K dwelling	$1,654	$2,424
$350K dwelling	$1,906	$2,740
$450K dwelling	$2,417	$3,374
$750K dwelling	$3,937	$5,254

Pros & Cons

Pros

Custom360 coverage plans could simplify the quoting process
Offers more promoted discounts than certain rivals
Wide range of coverage choices and endorsements

Cons

NatGen does not cover mobile or manufactured homes
Contact an agent to obtain a homeowners quote
Customer satisfaction rating is below average

Discounts

Gated community discount: National General may reduce your homeowners insurance premium if the insured property is located within a gated community.
Homeowners association discount: If you belong to a homeowners association in your neighborhood or community, you might qualify for a discount through National General.
College education discount: If you are the primary policyholder and hold a college degree, you could be eligible for a discount.
Superior construction: If your home is built with high-quality construction, you may qualify for a reduced rate that reflects the lower risk of damage.

Details

Customer service: 1-888-325-1190
Claims: 1-800-468-3466
Emergency roadside service: 1-800-997-6651
Website: nationalgeneral.com

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