Affordable Homeowners Insurance in Michigan

Top Companies

Grange

3.6
- Unusual coverage options
- Multiple savings, such as a DIY home inspection credit
- Local agents often better understand homeowners' needs in their region
- Unusual coverage options
- Multiple savings, such as a DIY home inspection credit
- Local agents often better understand homeowners' needs in their region
$2470

/ year

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Hippo

3.1
- Quick instant quotes
- Complimentary smart devices included with every policy
- Policies you can tailor to your needs
- Quick instant quotes
- Complimentary smart devices included with every policy
- Policies you can tailor to your needs
$920

/ year

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Homesite

3.9
- A wide range of homeowners endorsement choices can strengthen a policy
- Web-based customer portal enables policy management
- Several discounts available for homeowners insurance
- A wide range of homeowners endorsement choices can strengthen a policy
- Web-based customer portal enables policy management
- Several discounts available for homeowners insurance
$1772

/ year

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National General

4.0
- Custom360 coverage plans could simplify the quoting process
- Offers more promoted discounts than certain rivals
- Wide range of coverage choices and endorsements
- Custom360 coverage plans could simplify the quoting process
- Offers more promoted discounts than certain rivals
- Wide range of coverage choices and endorsements
$1654

/ year

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Safeco

3.9
- Six homeowner policy endorsements
- Labor and materials warranty through the Guaranteed Repair Network
- Substantial multi-policy discount
- Six homeowner policy endorsements
- Labor and materials warranty through the Guaranteed Repair Network
- Substantial multi-policy discount
$1600

/ year

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Secura

3.8
- Specialized protection for unique and high-value properties
- Strong emphasis on personalized policy customization
- Reliable and responsive local independent agent support
- Specialized protection for unique and high-value properties
- Strong emphasis on personalized policy customization
- Reliable and responsive local independent agent support
$1400

/ year

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Stillwater

3.0
- Highly customizable coverage options to fit specific needs
- Solid financial stability with excellent claim service ratings
- Competitive discounts for bundling and protective devices
- Highly customizable coverage options to fit specific needs
- Solid financial stability with excellent claim service ratings
- Competitive discounts for bundling and protective devices
$1800

/ year

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The Hanover

3.4
- Low NAIC Complaint Index for homeowners product, suggesting overall customer satisfaction
- AM Best financial strength rating of A (Excellent)
- Endorsements enable policy customization, particularly beneficial for owners of high-value homes
- Low NAIC Complaint Index for homeowners product, suggesting overall customer satisfaction
- AM Best financial strength rating of A (Excellent)
- Endorsements enable policy customization, particularly beneficial for owners of high-value homes
$2886

/ year

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Tower Hill

3.4
- Available endorsement choices, such as the "Emerald" enhancement package
- Flood coverage may be obtained either as an endorsement or as a separate policy
- Policyholders in the exchange participate in any underwriting profits
- Available endorsement choices, such as the "Emerald" enhancement package
- Flood coverage may be obtained either as an endorsement or as a separate policy
- Policyholders in the exchange participate in any underwriting profits
$4905

/ year

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Trustage

3.0
- Hurricane endorsement offered in select states
- Round-the-clock customer support for insurance inquiries
- Potential savings for credit union members
- Hurricane endorsement offered in select states
- Round-the-clock customer support for insurance inquiries
- Potential savings for credit union members
$1575

/ year

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Westfield

3.6
- Choices for premium residences
- Benefits of combining home and auto coverage
- Nearby agents to customize your policy for your unique requirements
- Choices for premium residences
- Benefits of combining home and auto coverage
- Nearby agents to customize your policy for your unique requirements
$1122

/ year

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