Safeco | Homeowners Insurance

Safeco Homeowners Insurance
3.9
Protect your home and peace of mind with reliable coverage designed for life’s unexpected events.

Average Premium

  • $300k dwelling coverage $1600 / year
  • $750k dwelling coverage $4375 / year

Coverage States

Rates by Dwelling Limit

Specific premium data is not available here. Insurance pricing relies on proprietary factors that vary by property, coverage, and risk. Since these details shift, figures provided are general estimates rather than individualized quotes. To obtain a price tailored to your unique situation, we recommend contacting the insurer directly or visiting their official website to receive an accurate, personalized quote today.

Pros & Cons

Pros
  • Six homeowner policy endorsements
  • Labor and materials warranty through the Guaranteed Repair Network
  • Substantial multi-policy discount
Cons
  • Low J.D. Power ratings for claims and customer satisfaction
  • No online quoting option
  • New Safeco policies are no longer offered

Discounts

  • Safeco Package: If you combine your auto and homeowners policies with the Safeco Package, you may save up to 15 percent on your total premium.
  • Protective devices: Having a burglar alarm or sprinkler system installed in your home may qualify you for a discount.
  • New home discount: If your home is brand new or under 10 years old, you might be eligible for this discount.
  • Multiple policy discount: Adding an umbrella policy to your homeowners insurance could make you eligible for additional discounts.

Details

  • Customer service: 1-800-332-3226
  • Website: safeco.com

More Insurance Options

  • Renters Insurance
  • Home Warranty