Affordable Homeowners Insurance in Louisiana

Top Companies

Safeco

3.9
- Six homeowner policy endorsements
- Labor and materials warranty through the Guaranteed Repair Network
- Substantial multi-policy discount
- Six homeowner policy endorsements
- Labor and materials warranty through the Guaranteed Repair Network
- Substantial multi-policy discount
$1600

/ year

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Stillwater

3.0
- Highly customizable coverage options to fit specific needs
- Solid financial stability with excellent claim service ratings
- Competitive discounts for bundling and protective devices
- Highly customizable coverage options to fit specific needs
- Solid financial stability with excellent claim service ratings
- Competitive discounts for bundling and protective devices
$1800

/ year

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Swyfft

3.0
- Technology-powered quoting with rapid outcomes
- Coverage offered in select high-risk states
- Underwriting firms hold strong financial strength ratings from AM Best and Demotech
- Technology-powered quoting with rapid outcomes
- Coverage offered in select high-risk states
- Underwriting firms hold strong financial strength ratings from AM Best and Demotech
$1275

/ year

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The Hanover

3.4
- Low NAIC Complaint Index for homeowners product, suggesting overall customer satisfaction
- AM Best financial strength rating of A (Excellent)
- Endorsements enable policy customization, particularly beneficial for owners of high-value homes
- Low NAIC Complaint Index for homeowners product, suggesting overall customer satisfaction
- AM Best financial strength rating of A (Excellent)
- Endorsements enable policy customization, particularly beneficial for owners of high-value homes
$2886

/ year

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Tower Hill

3.4
- Available endorsement choices, such as the "Emerald" enhancement package
- Flood coverage may be obtained either as an endorsement or as a separate policy
- Policyholders in the exchange participate in any underwriting profits
- Available endorsement choices, such as the "Emerald" enhancement package
- Flood coverage may be obtained either as an endorsement or as a separate policy
- Policyholders in the exchange participate in any underwriting profits
$4905

/ year

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Trustage

3.0
- Hurricane endorsement offered in select states
- Round-the-clock customer support for insurance inquiries
- Potential savings for credit union members
- Hurricane endorsement offered in select states
- Round-the-clock customer support for insurance inquiries
- Potential savings for credit union members
$1575

/ year

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UPC

3.9
- Provided homeowners insurance in certain high-risk states
- Policies distributed via regional independent agents
- Made a limited selection of optional coverages available
- Provided homeowners insurance in certain high-risk states
- Policies distributed via regional independent agents
- Made a limited selection of optional coverages available
$2700

/ year

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Popular Companies

USAA
4.8
Amica
4.6
Chubb
4.6
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3.7
Farmers
3.6
Erie
4.3
Allstate
4.2
State Farm
3.5
American Family
4.0
Liberty Mutual
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