Texas Farm Bureau | Homeowners Insurance

Texas Farm Bureau Homeowners Insurance
3.9
Protect your home with reliable coverage, flexible options, and peace of mind for every season.

Average Premium

  • $300k dwelling coverage $3619 / year
  • $750k dwelling coverage $5690 / year

Coverage States

  • TX

Rates by Dwelling Limit

Dwelling Limit Texas Farm Bureau National Average
$150K dwelling $2,245 $1,459
$300K dwelling $3,619 $2,424
$350K dwelling $3,974 $2,740
$450K dwelling $4,541 $3,374
$750K dwelling $5,690 $5,254

Pros & Cons

Pros
  • High customer satisfaction, as indicated by the NAIC Complaint Index
  • Local agents on hand
  • Typical home insurance premiums are generally much lower than both state and national averages
Cons
  • Must reach out to an agent for pricing
  • Scarce online information about the homeowners insurance product
  • No J.D. Power rating

Discounts

  • Central alarm system discount: If your property is protected by a burglar or central alarm system, you may qualify for additional savings.
  • Impact-resistant roofing discount: If your roof is built to resist damage from hazards like hail, it could lower your insurance costs.
  • Dry fire hydrants discount: You may qualify for a discount if you maintain a dry fire hydrant or keep a fire extinguisher on the premises.
  • Companion policy discount: If you hold more than one eligible policy with Farm Bureau, you may be eligible for a discount.

Details

  • Customer service: 1-800-772-6535
  • Claims: 1-800-266-5458
  • Website: txfb-ins.com
  • Mailing address: Texas Farm Bureau Insurance Companies P.O. Box 660755 Dallas, TX 75266-0755

More Insurance Options

  • Renters Insurance
  • Home Warranty