Safety | Homeowners Insurance

Safety Homeowners Insurance
3.9
Protect your home and peace of mind with reliable coverage for life’s unexpected events.

Average Premium

  • $300k dwelling coverage $1531 / year
  • $750k dwelling coverage $3324 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Safety National Average
$150K dwelling $1,334 $1,459
$300K dwelling $1,531 $2,424
$350K dwelling $1,652 $2,740
$450K dwelling $1,991 $3,374
$750K dwelling $3,324 $5,254

Pros & Cons

Pros
  • Provides four coverage options to streamline the buying process
  • Local agents typically understand the specific needs of New England homeowners
  • Website resource center contains useful guides for homeowners
Cons
  • Available in just three states
  • Home Cyber Protection isn't provided in Maine
  • Offers fewer discounts than many rivals

Discounts

  • New home credit discount: If your home is brand new and located in Maine, Massachusetts, or New Hampshire, Safety may apply a credit of up to 18 percent to your homeowners insurance.
  • Customer loyalty credit discount: In Maine and New Hampshire, you may receive a credit of up to 16 percent off your homeowners insurance for customer loyalty.
  • Multi-policy discount: If your personal auto insurance is also with Safety, you may qualify for up to a 20 percent discount on your homeowners insurance in all three states.
  • Fire and burglar alarm discount: Eligibility rules and discount amounts vary by state, but having fire and burglar alarms in your home could reduce your Safety homeowners insurance premium.

Details

  • Customer service: 1-800-951-2100
  • Outside of MA and NH: 1-617-951-0600
  • Website: safetyinsurance.com
  • Mailing Address: Safety Insurance Company 20 Custom House Street Boston, MA 02110

More Insurance Options

  • Renters Insurance
  • Home Warranty