Root | Homeowners Insurance

Root Homeowners Insurance
3.8
Protect your home with flexible coverage, reliable support, and peace of mind every day.

Average Premium

  • $300k dwelling coverage $1350 / year
  • $750k dwelling coverage $2700 / year

Coverage States

Rates by Dwelling Limit

Specific premium data is not available here. Insurance pricing relies on proprietary factors that vary by property, coverage, and risk. Since these details shift, figures provided are general estimates rather than individualized quotes. To obtain a price tailored to your unique situation, we recommend contacting the insurer directly or visiting their official website to receive an accurate, personalized quote today.

Pros & Cons

Pros
  • Get a quote online
  • Multiple optional coverages offered
  • Condo and renter policies available
Cons
  • Provided through partner company Homesite rather than Root
  • Offered in only 17 states
  • J.D. Power has not rated its customer satisfaction

Discounts

  • Home safety discount: Homes with central monitoring, a direct line to fire or burglar alarms, or sprinklers in every room may qualify for this discount.
  • Newer roof discount: Homeowners may qualify for this discount if their roof is less than 10 years old.
  • Age of home discount: Homeowners might receive a discount on their insurance based on the home's age; newly built homes are more likely to qualify.
  • Retired occupant discount: Homeowners who are retired or above a certain age may be eligible to add this discount to their policy.

Details

  • Customer service: 1-866-980-9431
  • Website: joinroot.com
  • Mailing address: Claims Department80 E Rich Street, Suite 500Columbus, OH 43215

More Insurance Options

  • Renters Insurance
  • Home Warranty