Kin | Homeowners Insurance

Kin Homeowners Insurance
2.9
Reliable homeowners insurance that protects your home and belongings with flexible coverage.

Average Premium

  • $300k dwelling coverage $1020 / year
  • $750k dwelling coverage $2020 / year

Coverage States

Rates by Dwelling Limit

Specific premium data is not available here. Insurance pricing relies on proprietary factors that vary by property, coverage, and risk. Since these details shift, figures provided are general estimates rather than individualized quotes. To obtain a price tailored to your unique situation, we recommend contacting the insurer directly or visiting their official website to receive an accurate, personalized quote today.

Pros & Cons

Pros
  • Distinct pricing model
  • Offered in high-risk regions
  • Policies for landlords, condos, high-value properties, and customizable options available
Cons
  • Limited availability by state and lower third-party scores
  • No mobile application
  • No local agent locations

Discounts

  • Age or senior discount: If you are 55 or older, you may be eligible for this discount, since older homeowners are often considered lower risk.
  • Non-smokers discount: Because non-smokers have a lower chance of accidentally starting a house fire, you may qualify for a reduction in your insurance premium.
  • Water leak detection and mitigation device discount: If you install a device that can detect leaks and alert you, you may save money; some devices can automatically shut off water to stop further damage.
  • Wind mitigation credits: Wind damage is common in places like Florida and Louisiana, so homeowners who add certain wind mitigation features may qualify for credits.

Details

  • Customer service: 1-855-216-7674
  • Claims: 1-866-204-2219
  • Website: kin.com

More Insurance Options

  • Renters Insurance
  • Home Warranty