California Casualty | Homeowners Insurance

California Casualty Homeowners Insurance
4.1
Protect your home and belongings with reliable coverage tailored to your peace of mind.

Average Premium

  • $300k dwelling coverage $3457 / year
  • $750k dwelling coverage $2625 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit California Casualty National Average
$150K dwelling $2,277 $1,459
$300K dwelling $3,457 $2,424
$350K dwelling $3,738 $2,740
$450K dwelling $4,317 $3,374
$750K dwelling $5,543 $5,254

Pros & Cons

Pros
  • Teachers may add optional protection for personal items used in classroom instruction
  • Up to $5,000 of theft protection for weapons for law enforcement officers or firefighters
  • Flexible billing plan options available
Cons
  • No 24/7 customer support
  • Above-average complaint volume reported to the NAIC
  • J.D. Power has not rated its customer service

Discounts

  • Non-smoker discount: If you avoid smoking inside your home, you may be eligible for extra savings.
  • Fire alarm/extinguisher/automatic sprinkler discount: If you have fire protection measures installed, you may qualify for this discount.
  • Age 55+/retired discount: Based on your age and retirement status, you might be eligible to add this discount to your homeowners policy.
  • Multiple policy discount: If you insure both your home and auto with California Casualty, this discount may apply to both policies.

Details

  • Customer service: 1-800-800-9410
  • Claims: 1-800-800-9410
  • Website: calcas.com
  • Mailing address: P.O Box 39700, Colorado Springs, CO 80949-9700

More Insurance Options

  • Renters Insurance
  • Home Warranty