Roost | Renters Insurance

Roost Renters Insurance
4.7
Protect your home and peace of mind with reliable coverage for life’s unexpected events.

Average Premium

  • Monthly rate from $12
  • Annual total from $144

Coverage States

Coverages

Information regarding Roost's specific coverage is limited due to a lack of transparency regarding their insurance partnerships. Generally, however, a standard renters insurance policy provides protection in the following areas:

  • Personal property coverage
  • Personal liability coverage
  • Loss of use coverage
  • Medical payments coverage

As Roost does not disclose details about its insurance offerings, it is unclear if any discounts are available through their platform. Standard industry practices often include bundling, no-claims, and pay-in-full discounts, though availability varies by insurer.

Pros & Cons

Pros
  • Streamlines security deposit handling for landlords and tenants
  • Provides renters with a credit-building option and financial literacy resources
  • Grants Blue members access to exclusive deals and discounts
Cons
  • Doesn't reveal all partners or current deals and discounts
  • Lacks transparency regarding its renters insurance
  • Renters are required to reside in an eligible property to create a Roost account

Discounts

  • Bundling discount: Many insurers provide discounts when you purchase multiple policies from them, for example bundling car and renters insurance.
  • No-claims discount: You may qualify for a discount if you avoid filing claims for a specified period.
  • Pay-in-full discount: Paying your annual premium in one lump sum instead of monthly may reduce your cost.

Details

  • Customer service: 1-913-353-3831
  • Website: joinroost.com

More Insurance Options

  • Homeowners Insurance
  • Home Warranty

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