QBE provides renters insurance designed to protect your personal belongings and personal liability in apartments or other rental properties. A standard policy covers losses resulting from fire, smoke, theft, vandalism, and specific weather events. If your residence becomes uninhabitable due to a covered loss, you may be reimbursed for temporary living expenses. Policies typically default to actual cash value, though you may upgrade to replacement cost coverage. Additionally, QBE includes liability protection to address guest injuries or accidental damage to your landlord's property. Optional enhancements are also available for the following:
4.8
4.7
3.3
3.3
4.2
3.7
3.8
4.6
4.0
4.7
