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ePremium | Renters Insurance

ePremium Renters Insurance
4.4
Protect your home and belongings with flexible coverage, reliable support, and peace of mind.

Average Premium

  • Monthly rate from $12
  • Annual total from $144

Coverage States

Coverages

Get a Quote

ePremium offers four primary renters insurance plans designed to safeguard your personal property: ePremium Protect, ePremium Protect Plus, ePremium Protect Advantage, and Point of Lease.

  • Bed bug remediation
  • Biohazard cleanup coverage
  • Pet damage coverage
  • Resident-caused water damage coverage

Each plan can be customized with these optional add-ons to further tailor your coverage to your specific needs.

Pros & Cons

Pros
  • Various optional coverages offered, including pet damage and bed bug remediation
  • Accepts all applicants regardless of their credit history
  • Offered in all 50 U.S. states
Cons
  • Policy terms and rates differ by insurer partner
  • You might not be able to pick your deductible
  • Discount availability is unclear and varies by renters insurance provider

Discounts

  • Bundling discount: Purchasing multiple policies may make you eligible for a multi-policy or bundling discount.
  • Claims-free discount: You might qualify for a discount if you go a specified period without filing a claim, often three or five years.
  • Auto-pay discount: Enrolling in automatic payments could earn you an auto-pay discount from certain insurers.
  • Pay-in-full discount: Paying your annual renters premium in full upfront rather than monthly may qualify you for a pay-in-full discount.

Details

  • Customer service: 1-800-319-1390
  • Fax: 1-513-204-1920
  • Website: epremiuminsurance.com

Ultimate Home Resources

More Insurance Options

  • Homeowners Insurance
  • Home Warranty

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